Whether you’re shopping for your first car or your 6th car, Dick Hannah Jeep is here to help you find a financing plan that’s right for you and your budget. Not only do we employ trained financial professionals, but we also have a variety of financing tools available for you to use to find the right vehicle and plan for your monthly payment. Browse our new and used inventory to get a better idea of the Chrysler, Dodge, Jeep, Ram financing you want, then read on to see how our financing tools will help you purchase your dream car in Vancouver.
Has it been a while since you’ve shopped for a car in the greater Longview area? Not totally familiar with the finance process at Dick Hannah Jeep? It’s perfectly understandable if you can’t remember the difference between leasing vs. buying a new-to-you Jeep. That’s why we’ve broken down the various benefits of each strategy for your convenience. Take a moment to review the distinctions between leasing and outright financing a vehicle below:
So, how does leasing work? To lease a car essentially means renting a car for a certain period of time. Although you don’t get to sell the vehicle or build equity, you only have to pay for the depreciation that occurs over the duration of the lease term. In other words, your monthly payments will be lowered, your down payment will be smaller, and you won’t have to pay as much in sales tax. You can also renew your lease, swap out your car for a different vehicle, end your lease entirely, or finance the remaining value of your vehicle at the end of the lease period.
How does financing differ from the leasing process? When you finance a car, you take out a loan on the full value of your chosen vehicle with the intention of owning it. The full value of a car, truck, or SUV will be more than the depreciation over a temporary lease period. This means that you can expect larger down payments, larger monthly payments, and more sales tax when you finance. However, you can sell your car at any time and recoup thousands of dollars you’ve invested into the principal of your loan. Although financing requires more costs upfront and on a monthly basis, it is by far the most economic strategy.
To make your Chrysler, Dodge, Jeep, Ram, financing easier, Dick Hannah Jeep employs a suite of online finance tools, so you can plan your budget and learn more about the car buying process from the comfort of your Portland, OR home! Learn more about our Vancouver auto financing tools below:
Vancouver auto financing has never been easier with the help of the Dick Hannah Jeep finance professionals. We’ll review your finance application in detail and then work with our Battle Ground lenders to find the best finance deal for you. At Dick Hannah Jeep, we know that everyone’s finances are unique, which is why we work hard to find you a plan that will fit your budget and your lifestyle. Apply for financing today to begin the car buying process, and feel free to contact us if you have any Chrysler, Dodge, Jeep, Ram financing questions! We look forward to working with you!
